insurance check KSA

How to Check Your Insurance Status in Saudi Arabia

When you are an expatriate living in Saudi Arabia, regularly making sure to check your insurance status is mandatory, specially your health insurance. This will guarantee your compliance with laws and regulation stablished by the Saudi Arabian government, but most importantly, the validity of your Iqama will depend on your regular insurance check KSA.

In this article, we will answer the most pressing of your questions: “how can I check my health insurance status?”, and “what benefits will my health insurance status check bring?”, or “how do I do an Iqama insurance check in the KSA?”. In addition, we will explore a detailed step-by-step guide on how to realize these checks in an easy, very simple manner.

Why Should International Employees Check Insurance Status?

insurance check KSA

As an expatriate in Saudi Arabia, it is essential to consistently monitor your insurance status, whether it pertains to health insurance, which includes an Iqama insurance check (KSA), vehicle insurance, or visit visa insurance. Some of the reasons are:

  • To begin with, for expatriates residing in Saudi Arabia, possessing a valid health insurance policy is not merely a suggestion, but an essential requirement. Lack of health insurance can pose challenges in accessing healthcare services, and you may not be able to renew your Iqama or obtain a work permit. Verifying your health insurance status guarantees coverage, and helps avoid any unforeseen complications.
  • Additionally, if you own or are looking to own a vehicle in Saudi Arabia, having valid vehicle insurance is mandatory. Operating a vehicle without insurance can lead to penalties, including a fine of 150 SAR.
  • Lastly, when traveling to Saudi Arabia on a visitation visa, whether it pertains to your or family members visiting the KSA, it is mandatory to possess valid health insurance in order to obtain and extend the visa. Consequently, it is vital to verify the status of your visit visa insurance to guarantee compliance with the essential prerequisites.

Insurance Check with Iqama: Benefits

The Council of Cooperative Health Insurance (CCHI) and the General Department of Insurance Control at the Saudi Arabian Monetary Authority (SAMA) are the regulatory bodies overseeing insurance in Saudi Arabia. These entities are responsible for supervising insurance operations and ensuring compliance with regulations. They also offer individuals platforms and resources to verify their insurance status and obtain relevant information.

Some of the benefits of checking your insurance status with your Iqama in Saudi Arabia are as follows:

  • Firstly, having a valid insurance is a requirement in order to renew your Iqama. By consistently verifying your insurance status, you can confirm that your coverage is up to date and prevent any difficulties that may arise during the renewal procedure.
  • Additionally, verifying your insurance status guarantees that you adhere to the regulations established by the Saudi Arabian government. By keeping this practice safeguards you against potential legal complications or penalties that could arise from lacking valid insurance coverage.
  • Not to mention, having health insurance is essential for accessing general healthcare services in Saudi Arabia. This is why is crucial to regularly check your health insurance status, you can guarantee that your coverage remains active and that you have the ability to receive essential medical treatment whenever required.
  • Furthermore, expatriates who reside in Saudi Arabia on a visitation visa must possess valid health insurance in order to obtain and renew their visas. Verifying your insurance status ensures that you fulfill the necessary prerequisites and can prevent any difficulties during your stay.

Insurance Check with Iqama: Challenges

While checking your insurance status with your Iqama offers numerous benefits, it is also important to mention the challenges you might face.

  • Occasionally, the online platforms or websites used to check insurance status may encounter technical issues or periods of unavailability. These occurrences can temporarily impede the process of checking your insurance status or result in unreliable information.
  • Moreover, certain online platforms or websites may solely be accessible in Arabic, which can present a difficulty for non-Arabic speakers. However, attempts have been made to offer English language alternatives on specific platforms, aiming to reduce language barriers and enhance accessibility for expatriates.

Despite these obstacles, the benefits of securing with your Iqama with dutiful insurance status check in the KSA surpass the possible challenges. It is crucial to stay updated about your insurance status to adhere to regulations, as well as to have reassurance regarding your healthcare and visa-related concerns.

Step-by-Step Guide: How to Check Insurance Status

Verifying your health insurance status is an easily achievable task that can be effortlessly completed online using the Council of Cooperative Health Insurance (CCHI) website or their mobile application, “Daman”.

Below, we will provide you with a detailed walkthrough of this process.

Checking Insurance Status Through The CCHI Website

In order to check your insurance status in Saudi Arabia, specifically with regards to your Iqama insurance check in KSA, you can do so through the Council of Cooperative Health Insurance (CCHI) website. For that, you must follow these steps:

  1. First, you must visit the CCHI website.
  2. The page will ask you to select your preferred language (English or Arabic).
  3. Then, look for the “Insurance Inquiry” or “Insurance Information Inquiry” section on the website.
  4. Here, you must enter your Iqama number or identity number in the provided field. This means you can realize your insurance check by your Iqama number.
  5. Enter the captcha image verification code, and click the “OK” button to verify your insurance status.
  6. Afterwards, click on the “Download” or “Submit” button to proceed with the inquiry.
  7. Finally, on the next page, you will have the opportunity to access detailed information about your health insurance policy. This information encompasses the insurance company, policy number, class, deductible rate, expiration date, medical network, beneficiary type, and name.

Checking Insurance Status Through the CCHI App

You can do your Iqama health insurance status check (KSA) through the CCHI app, “Daman”, as well.

In addition, the CCHI “Daman” app allows you to access insurance information for both yourself and your family, as well as store the insurance card in your digital wallet, and view approved medical networks. Furthermore, you can verify your insurance rights and benefits, handle inquiries and complaints, and even communicate with the relevant authority.

  1. First, download the CCHI app. The app can be downloaded from the Google Play Store or the Apple Store for IOS.
  2. Choose your preferred language option (English or Arabic).
  3. Log in using your “Nafath” account.
  4. Finally, in the home screen you will be able to view your insurance information.

Checking Insurance Status Through the Absher

Alternatively, you can also do your Iqama health insurance check in the KSA status through the Absher portal or the Absher mobile app.

  1. First, log in to your Absher account on the official Absher website or downloading the Absher mobile app.
  2. Then, look for the “Inquiries” or “Family Members” section on it.
  3. Select the option labeled “Query Health Insurance” or a similar choice.
  4. Choose the appropriate dependent or family member from the provided list.
  5. Lastly, the system will display the relevant details of the health insurance. Your health and Iqama insurance check will be completed.

Conclusion

insurance check KSA

To summarize, it is crucial to consistently monitor your insurance status to adhere to regulations, avail healthcare services, be able to obtain your Iqama or a work permit, and prevent any unforeseen complications or penalties.

Additionally, it is advisable to prioritize the use of the official websites of the CCHI and the SAMA, in order of getting the most precise and current information when realizing your Iqama insurance status check in the KSA.

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